The coverage provided under the Program comprises: - general liability; - management liability; and - personal accident The range of insurances offered through the NRPP applies to gymnastics members as follows: - Participant = Personal Accident - Technical Member = Personal Accident / Professional Indemnity - Club Member (opt-in) = Management Liability / Public Liability Technical Member insurance is provided on a rolling 12-month basis aligned with the member’s renewal date. Participant and Club insurance is provided on a calendar year basis in line with the club affiliation year.

The dates of the underlying insurance premiums may not exactly align with these membership periods. The national insurance policies renew annually on 1 November. Gymnastics Australia will always ensure that an appropriate underlying insurance policy is in place to support members who have purchased insurance with their membership. ### **Honan Insurance Group** Honan Insurance Group is the insurance broker for the National Risk Protection Program.

Please use the contact details below for all queries including claims: - Email: [sports@honan.com.au](mailto:sports@honan.com.au) - Website: ### **Insurance Certificate of Currency** Sportscover Australia is the General Liability (Public Liability / Professional Indemnity), Personal Accident and Club Management Liability Insurer for clubs who opt into the NRPP in their annual affiliation.

For clubs who opt-in to the program, they will be able to download their Certificate of Currency via the dedicated gymnastics page on the Honan [website](https://gymnastics.honansport.com.au/). ## **Travel Insurance for members** **Note:** Travel Insurance information **must** be read in conjunction with Gymnastics Australia's current Position Statement regarding Domestic and International Travel, available [here ](https://media-cdn.incrowdsports.com/e9d15850-96c3-4dc6-865b-c0f3f26eec11.pdf). The Position Statement also explain the limitations of the current insurance cover in relation to the ongoing COVID-19 pandemic. In addition to the insurances offered as part of the NRPP, Gymnastics Australia is pleased to offer access to Gymnastics Australia's Travel Insurance for affiliated clubs for endorsed travel. For affiliated clubs, schools and corporate groups, this cover is offered on a user pays basis on a per-day rate based on Gymnastics Australia’s overall travel insurance policy pricing.

Traveller	Insurance Paid By
Gymnastics Australia Directors	Gymnastics Australia
Gymnastics Australia Committee, Commission & Working Group Members	Gymnastics Australia
Gymnastics Australia Employees	Gymnastics Australia
Gymnastics Australia Consultants & Contractors	Gymnastics Australia
Gymnastics Australia Volunteers – (incl. Judges, Officials, Team Managers, Other Representatives)	Gymnastics Australia
Gymnastics Australia Athletes – Olympic GymSports (WAG, MAG, TRP, RG) *	Gymnastics Australia
Gymnastics Australia Athletes – Non-Olympic Gymsports (inc. TMB, DMT, AER, ACR, PKR)	Own-Cost
Other Travelling Individuals (e.g., Accompanying Family & Friends)	Own-Cost
Non-Gymnastics Australia Athletes, Teams, Volunteers and Other Travellers (e.g., club/school/corporate groups)	Own-Cost
Gymnastics ACT or Gymnastics Tasmania Directors, Employees, Committee Members	State or Territory Association
Gymnastics ACT or Gymnastics Tasmania Volunteers (incl. Judges Officials, Team Managers, Other Representatives)	State or Territory Association
Other State or Territory Association Travellers (incl. Directors, Staff, Volunteers, Athletes) are NOT COVERED by Gymnastics Australia’s Travel Insurance Policy	n/a

Whilst Gymnastics Australia's current program covers members for Personal Accident Insurance in Australia, access to Travel Insurance will provide cover for a range of risks that may otherwise be limited when competing in international events. Three of these are listed below: 1. Medical Expenses 2. Luggage and Personal Effects; and 3. Missed Transport Connections One of the most significant benefits associated with Gymnastics Australia’s Travel Insurance Policy is that it covers 'Participation' in gymnastics. Many other travel policies strictly exclude sports participation; therefore, if you were injured whilst participating in a gymnastics event overseas, you may be unable to claim on your travel insurance. With participation included, the Gymnastics Australia Travel Policy is better suited to a gymnastics tour. This is a substantial and unique benefit for affiliated clubs who have previously struggled to find appropriate and comparable insurance when travelling. ### **Process** It is important that clubs understand the process for placement of Travel Insurance as it is outlined as follows: 1. Download the Tour Endorsement and Travel Insurance Application [Form](https://media-cdn.incrowdsports.com/d88db34c-015c-49c3-887e-da1c324f5c2c.pdf)\* 2. Complete all relevant details as requested 3. Submit the Form to Gymnastics Australia (decision of endorsement may take up to two (2) weeks); *Upon endorsement:* 1. Gymnastics Australia will provide a quote directly to the individual/club/State Association Member for Travel Insurance; 2. Club confirms quote and placement of cover and pays premium prior to travel \* All Applications for Travel Insurance **must** first be endorsed by Gymnastics Australia. All Clubs/State applicants should also note Gymnastics Australia's Club-Program Tour [Guidelines](https://media-cdn.incrowdsports.com/67d59f66-4f53-4b19-ad6d-76dfd2c587a6.pdf). Please note: Before entering into an insurance contract with a general insurer, please ensure you are aware of the policy wordings, terms and conditions.